Quickly compare the true monthly cost of owning versus renting, see how your net worth changes over time, and find the break-even point where one option pulls ahead.
We only ask once. No spam, pinky swear.
So we can send your result if you want it later.
Sticker price of the place you’re eyeing. No commas needed.
Put your planned percentage here. We’ll auto‑apply the minimum if needed.
Down: — ·
Min required: —
Your best quote today. Not sure? Use your bank’s posted rate.
What a similar place costs to rent right now.
How long you’d keep this place before moving again.
We’ll prefill typical Langley appreciation + owner costs. You can still edit.
Advanced assumptions
Own settings
How long the loan is scheduled to run.
Taxes, insurance + strata/HOA if any. We auto‑estimate from price & type.
Your guess of average yearly price change.
Commission + legal, taken when you sell.
Rent settings
How fast you expect local rents to rise.
If renting is cheaper monthly, we invest the difference (and your down payment).
Notes: Simplified model. Ignores taxes, repairs, closing/transfer taxes, utility differences, loss of first time homebuyer benefits, and more. Education only, not advice.