The Family Wealth Starter

A clear, guided starting point for your family’s money.

In a few focused conversations, we turn “I hope we’re doing this right” into a calm, structured plan for saving, investing, and protecting your family.

Built for young families in Langley who want their money to finally match the life they’re building.

From “okay” to “we’ve got this”

See your family’s financial wellness move in the right direction.

Most families start The Family Wealth Starter feeling like things are “fine, but not great.” The goal isn’t perfection, it’s steady progress toward calm, confident money decisions.

Is this for us?

The Family Wealth Starter is designed for young families who:

  • Make a decent income but feel like you’re always catching up.
  • Are unsure how to balance TFSA, RRSP, RESP, mortgage, and day-to-day life.
  • Want to upgrade your home without sacrificing everything else.
  • Worry about what would happen to your family if something happened to you.
  • Are tired of piecing together advice from TikTok, Google, and friends.
  • Want one clear, realistic plan you can both understand and stick to.

If you’re nodding along to a few of these, you’re exactly who this was built for.

What you get

By the end of The Family Wealth Starter, you’ll have:

A clear monthly money plan

Exactly what should go to spending, saving, investing, debt, and kids, no more guessing every payday.

Account + investing clarity

A simple framework for how to use TFSA, RRSP, RESP, and your mortgage in a way that matches your goals.

Protection that actually fits

A review of your life insurance and risks, so you know your spouse and kids would be okay if something happened.

A calm, repeatable system

A simple structure you can follow and adjust as your income and family grow, without becoming a finance nerd.

How it works

A short, structured process built for busy parents.

  1. 1

    Fit check & goals

    We start with a short call to understand your situation, worries, and what “better” looks like for your family.

  2. 2

    Money map + options

    We outline your cash flow, accounts, and timelines, and walk through a few clear paths with pros and cons.

  3. 3

    Your Family Wealth Starter plan

    You get a personalized, step-by-step plan for saving, investing, debt, and protection, designed for real life.

  4. 4

    Support to implement

    You can execute it on your own, or we can keep working together to put everything in place and adjust over time.

Most families go from “no real plan” to “we know exactly what to do next” in 2-4 meetings.

Questions you might have

A few things parents usually ask before starting.

How long does this take?

Most families move through the process in 2-4 weeks, depending on schedules and complexity.

Do we need to already be good with money?

No. Many families start feeling behind or disorganized. The whole point is to give you structure, not judgment.

What does it cost?

Our fees follow the same structure you’d see at a major bank (and are almost always lower). They are always explained upfront. No surprises, no pressure. The first call is simply to understand your needs.

Do both partners need to join?

Ideally yes, but many families start with one partner and bring the other in once they see the plan taking shape.

Ready to start?

Let’s build your Family Wealth Starter together.

One calm, structured starting point for your family’s money, so you can stop guessing and start moving forward.


SPRINGLEY


© 2024 Springley Life And Wealth.